Hawaii SR22 Insurance
Hawaii SR22 Insurance
SR22 Insurance in Hawaii
The Hawaii SR22 insurance is issued to monitor and address insurance problems of drivers. The SR22 form is a certificate of financial responsibility and it guarantees to the state of Hawaii that you have at least the minimum amount of car insurance required. An auto insurance company must file the SR22 certificate to show that the problem driver has active liability insurance. No mail notifications of any kind is sent regarding SR22 to the driver, since the responsibility is on the insurance company and the driver, to ensure that the proper documentation regarding current liability, including renewals, is kept up to date.
SR22 insurance in Hawaii is required for certain drivers that pose a high risk because of certain violations. SR22 insurance may be required in order for you to get your license reinstated after it has been suspended or revoked.
You could need SR22 insurance in Hawaii for the following reasons:
- Conviction for driving under the influence (DUI or DWI)
- Driving without car insurance
- Driving with a revoked or suspended license
- Having repeated traffic violations in a certain amount of time, including speeding tickets
- Numerous at-fault accidents
- A fatal at-fault accident or one that results in injuries
- Reckless or dangerous driving
- Assignment from a court order
- Failure to pay fines from tickets
- Refused consent to breathalyzer or blood alcohol test
Three types of certificates exist in Hawaii:
- A certificate that proves financial responsibility in cases where the driver is not also the owner of the vehicle.
- A certificate that proves financial responsibility in cases where the driver owns the vehicle.
- A certificate that proves financial responsibility for every vehicle, whether owned or not owned by the driver.
The property damage will provide coverage for the driver and
whomever is driving the vehicle in the case of an accident.
If you or a family member are driving and involved in a accident the insurance company will pay for damages occurred from the accident up to $25,000. If there is damages above and beyond that you will be responsible for the remaining money owed.
Regardless of your driving history, we’re here to help. Ready to get started? Sit back, relax,
and discover an easier way to get the coverage you need.
How do I file for SR-22 insurance in Hawaii?
If you already carry an insurance policy, contact your current provider to see how you can go about filing for an SR-22. Most insurance providers will file an SR-22 on your behalf for a fee. To be eligible for an SR-22, your policy must cover Hawaii’s minimum liability requirements:
- $20,000 bodily injury per person.
- $40,000 bodily injury total per accident.
- $10,000 property damage total per accident.
- $10,000 personal injury protection.
Once you’ve purchased your policy, your provider will file an SR-22 with the Hawaii Department of Transportation (HDOT). You can’t drive until your SR-22 is fully processed, so stay on top of your filing status. If after a week you haven’t heard anything, call your provider.
Hawaii SR22 Insurance Page Updated 7/20/2020 We operate in all 50 states. No matter where you live, we can help you find great SR22 insurance.
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