Utah SR22 Insurance
SR22 Insurance in Utah
If you live in Utah and have recently been convicted of DWI or reckless driving, you may be required to get an SR-22 to prove your financial responsibility before you get your license back. Filing for SR-22 is simple if you can find a provider willing to cover you for an affordable rate.
There are three types of SR22 forms available in Utah.
- Operator’s Certificate – you have to file this type of form in case you don’t own the vehicle you’re driving.
- Owner’s Certificate – another type of SR22 form available to cover the financial responsibility for a vehicle you own.
- Operators-Owners Certificate – form that is designed to cover financial responsibility for all types of vehicle, whether they’re owned or non-owned by the driver.
SR-22 Insurance is required for such violations as:
- DUI, DWI
- Serious moving violations, ie… reckless driving, speeding
- Failure to provide valid proof of insurance or providing false documents
- Driving on suspended or revoked license
- Excessive tickets
- Unpaid legal judgements
- Refused to test for alcohol or drugs or he was convicted of driving impaired by alcohol or drugs.
The property damage will provide coverage for the driver and
whomever is driving the vehicle in the case of an accident.
If you or a family member are driving and involved in a accident the insurance company will pay for damages occurred from the accident up to $25,000. If there is damages above and beyond that you will be responsible for the remaining money owed.
Regardless of your driving history, we’re here to help. Ready to get started? Sit back, relax,
and discover an easier way to get the coverage you need.
How do I file for an SR-22 in Utah?
- Notify your insurer. If you already have insurance you will need to inform your provider that you are required to file an SR-22. Most insurance providers will file one for you.
- Find an insurer. Not all providers will insure someone who is required to file an SR-22. If your provider doesn’t offer SR-22 insurance, find a provider who will.
- Pay the SR-22 fee. Your insurer will charge you a processing fee for filing the SR-22.
- Verify minimum liability coverage. If you’re insured, call your provider to make sure your policy includes Utah’s minimum insurance:
- $25,000 for bodily injury per person.
- $65,000 maximum per incident.
- $15,000 for damage to another person’s property.
- Submit your SR-22. In Utah, typically your insurance provider will electronically file your SR22 on your behalf.
With regards to residents from out of state who drive a vehicle for less than 90 days each year, they will be exempted from having to file for financial responsibility in Utah. However, if a driver plans to drive for more than ninety days per year in the state, he will be expected to maintain at least the minimum required insurance coverage required by law.
Utah SR22 Insurance Page Updated 7/20/2020 We operate in all 50 states. No matter where you live, we can help you find great SR22 insurance.