How Long Does an SR22 Last?
🕒 How Long Does SR22 Last?
Table of Contents
The duration of an SR-22 requirement varies by state law, type of offense, and driving history, but 3 years is the most common timeframe across the U.S.
🧾 General Guidelines:
| Offense Type | Typical SR22 Duration |
|---|---|
| DUI / DWI | 3 to 5 years |
| Driving without insurance | 3 years |
| Multiple violations | 3 years |
| License suspension | 1 to 3 years |
🧩 State-by-State Variations
- California: Typically 3 years from the reinstatement date.
- Texas: 2 years for most offenses, but up to 3 depending on severity.
- Florida & Virginia: Use FR-44 (not SR-22) for DUIs, which lasts 3 years or longer.
- Illinois: Generally 3 years.
- Ohio: Can range from 3 to 5 years, depending on your record.
SR-22 Requirements by State
| State | SR-22 Required? | Typical Duration |
|---|---|---|
| Alabama | Yes | 3–5 years |
| Alaska | Yes | 3–20 years |
| Arizona | Yes | 3 years |
| Arkansas | Yes | 3–5 years |
| California | Yes | 3 years |
| Colorado | Yes | 3 years |
| Connecticut | Yes | 1 year |
| Delaware | No | N/A |
| District of Columbia | Yes | 3 years |
| Florida | Yes (FR-44 for DUI) | 3 years |
| Georgia | Yes | 3 years |
| Hawaii | Yes | 3 years |
| Idaho | Yes | 3 years |
| Illinois | Yes | 3 years |
| Indiana | Yes | 3–5 years |
| Iowa | Yes | 2 years |
| Kansas | Yes | 1–3 years |
| Kentucky | No | N/A |
| Louisiana | Yes | 3 years |
| Maine | Yes | 3 years |
| Maryland | No | N/A |
| Massachusetts | Varies | Varies |
| Michigan | Yes | 3 years |
| Minnesota | No | N/A |
| Mississippi | Yes | 3 years |
| Missouri | Yes | 2–3 years |
| Montana | Yes | 3 years |
| Nebraska | Yes | 3 years |
| Nevada | Yes | 3 years |
| New Hampshire | Yes | 3 years |
| New Jersey | No | N/A |
| New Mexico | No | N/A |
| New York | No | N/A |
| North Carolina | No | N/A |
| North Dakota | Yes | 1 year |
| Ohio | Yes | 3–5 years |
| Oklahoma | No | N/A |
| Oregon | Yes | 3 years |
| Pennsylvania | No | N/A |
| Rhode Island | No | N/A |
| South Carolina | Yes | 3 years |
| South Dakota | Yes | 3 years |
| Tennessee | Yes | 3–5 years |
| Texas | Yes | 2 years |
| Utah | Yes | 3 years |
| Vermont | Yes | 3 years |
| Virginia | Yes (FR-44 for DUI) | 3 years |
| Washington | Yes | 3 years |
| West Virginia | No | N/A |
| Wisconsin | Yes | 3 years |
| Wyoming | Yes | 3 years |
⚠️ What Resets the Clock?
Any lapse in insurance — even one day — can:
- Cause your SR-22 to be canceled
- Trigger an SR-26 notice to the DMV
- Restart your SR22 filing period from day one
✅ How to Avoid Problems
- Never let your policy lapse. Set up autopay.
- If switching providers, make sure the new SR-22 is filed before canceling the old one.
- Confirm with your state DMV when you’ve fulfilled the SR-22 requirement — it usually doesn’t go away automatically.
🏁 When Does It End?
When your SR-22 requirement ends:
- Your insurer can file an SR-26 to cancel the filing.
- You may switch to a standard policy (often at a lower rate).
- Keep proof — some states require documentation for several years after.
Sources
WalletHub – SR-22 Insurance Requirements by StateWalletHub
SR22 Adviser – SR-22 Requirements by StateSR22 Adviser+1SR22 Adviser+1
CheapInsurance – How Long Does an SR22 Last?CheapInsurance.com
Breathe Easy Insurance – State-by-State SR-22 InformationBreathe Easy Insurance+1Wikipedia+1
