Table of Contents
- 1 NevadaSR22 Insurance
- 2 SR22 Insurance in Nevada
- 3 What is SR-22 in Nevada?
- 4 The property damage will provide coverage for the driver and whomever is driving the vehicle in the case of an accident.
- 5 How Do I Get Insurance Form SR-22 in Nevada?
- 6 How long will I need an SR-22 in Nevada?
- 7 What happens if I let my SR-22 lapse?
SR22 Insurance in Nevada
If your license has been revoked or suspended due to a DUI, the state of Nevada will require you to complete certain reinstatement procedures before your driving privileges are restored. SR22 certification must be submitted by an insurance company to the DMV to prove your financial responsibility and show that you have obtained Nevada’s minimum auto liability insurance coverage.
What is SR-22 in Nevada?
An SR-22 is a document issued by a car insurance company that serves as a driver’s “proof of financial responsibility.” An SR-22 verifies that the driver currently has the minimum liability coverage legally required to keep a driver’s license in Nevada, which are:
- $15,000 for injury or death to one person.
- $30,000 for injury or death to more than one person.
- $10,000 for damage to property.
There are three different types of SR22 forms:
- The certificate will prove the driver’s financial responsibility when he/she does not own the vehicle.
- The certificate will prove the driver’s financial responsibility when he/she owns the vehicle.
- The certificate will prove the driver’s financial responsibility when he/she does not own the vehicle
The property damage will provide coverage for the driver and
whomever is driving the vehicle in the case of an accident.
If you or a family member are driving and involved in a accident the insurance company will pay for damages occurred from the accident up to $25,000. If there is damages above and beyond that you will be responsible for the remaining money owed.
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How Do I Get Insurance Form SR-22 in Nevada?
Your insurance company should have the SR22 form and know how to file it with the State of Nevada Department of Motor Vehicles when you ask. If you need to file form SR-22, tell your insurance company and ask them to submit the form on your behalf.
How long will I need an SR-22 in Nevada?
In Nevada, most court-ordered SR-22s result in a coverage requirement of three years. You may find SR-22 policies that last from one to five years.
What happens if I let my SR-22 lapse?
It’s important to prepare for the rate increase you’ll face from being categorized as a high risk driver. A gap in coverage will immediately be reported by your insurer to the DMV via an SR-26 form. You’ll need to secure new coverage within 10 days or face having your filing period reset.
As an example, if you have a three year filing period and you’re two years in when your coverage gets cancelled, you’ll need to keep an SR-22 on file for another three years once you get your license reinstated.
Nevada SR22 Insurance Page Updated 7/20/2020
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