Yy_Nevada SR22 Insurance

If you need SR22 insurance and you live in Nevada, whether Las Vegas, Reno, or any where between then we can help you get insured today.  We work with multiple auto insurance companies to get you the best possible coverage available.  Simply enter your zip code above, fill out our simple form, and get your SR22 insurance policy today.

Motorist in Nevada, who have had their driver’s license either suspended or revoked, must obtain a Nevada SR22 insurance policy before they can regain his or her driving privileges.  They must follow certain procedures and regulations before they can legally be allowed to drive on Nevada roads.

Nevada requires that auto insurance companies file an SR22 forms (certificate of financial responsibility) with the state for risky drivers to verify that their liability insurance is still active.  The drivers receive no notifications from the state regarding their driving status because the responsibility is theirs and their insurance companies to submit the SR22, and any renewals, as and when required.

There are three different types of SR22 forms:

• The certificate will prove the driver’s financial responsibility when he/she does not own the vehicle.
• The certificate will prove the driver’s financial responsibility when he/she owns the vehicle.
• The certificate will prove the driver’s financial responsibility when he/she does not own the vehicle.

Coverage is required when:

• A driver had suspensions on his record for such things as driving uninsured, being in an accident and later not paying the fees assessed.
• A driver had several unpaid judgments that were assessed after suspension of his driver’s license.
• A driver’s license was revoked

Fillings occurs as follows:

• You will need to request an SR22 filing from his/her state-licensed insurance company.
• You must then pay a fee of the company;  these processing fees vary with the insurance companies, so the driver can check with other agencies for a good deal.
• Then puchase at least $15,000 for a person in an accident, and $30,000 to cover two or more persons in any accident, and property damage for $10,000 in any one accident.
• Once the insurance company gets the SR22 request, it forwards it to be filed with the DMV within 30 days.
• When accepted, the driver will get the SR22, along a DMV acceptance letter.
• The driver is then obligated to keep the SR22 for 3 years.  The driver is also responsible for timely renewals of his insurance policy.  If he/she fails to do so, the insurance company informs the state, and his driver’s license will be suspended, until the driver reinstates the insurance coverage.

In lieu of filing an SR22 certificate, Nevada will accept bonds in amounts of $30,000 to $50,000, from a state-insured insurance company, deposited with its State Treasurer’s office.