Cheapest Arkansas SR22 Insurance 2025: Rates & Companies Compared
Below, we will cover all the typical and cheapest sr22 insurance rates in Arkansas based on through research. It covers rates by city (liablity and full coverage), cheapest carriers by city
SR-22 Insurance Rates in Arkansas – by City (Liability Only)
Table of Contents
- 1 SR-22 Insurance Rates in Arkansas – by City (Liability Only)
- 2 SR-22 Insurance Rates in Arkansas – by City (full coverage)
- 3 SR-22 Insurance Rates By Carrier in Arkansas – Liability Only
- 4 Cheapest SR-22 Insurance Companies in Arkansas, by City
- 5 Cheapest SR-22 Insurance Companies in Arkansas, Overall (Full Coverage)
- 6 Companies That Offer SR-22 Insurance in Arkansas
- 7 Frequently Asked Questions
Following are average monthly rates for sr22 insurance in Arkansas based on a typical driver profile. Further on we’ll explore sample rates for those with full coverage.
City | Price |
Monticello | $94.00 |
Arkadelphia | $105.00 |
Blytheville | $93.00 |
Hope | $99.00 |
East End | $103.00 |
Malvern | $110.00 |
Walnut Ridge | $99.00 |
Pea Ridge | $105.00 |
Cabot | $94.00 |
Marion | $100.00 |
Cherokee Village | $97.00 |
Greenbrier | $100.00 |
Ward | $95.00 |
White Hall | $96.00 |
Morrilton | $104.00 |
Mountain Home | $92.00 |
Wynne | $93.00 |
Lowell | $99.00 |
Benton | $87.00 |
Maumelle | $99.00 |
Clarksville | $104.00 |
De Queen | $89.00 |
Springdale | $104.00 |
Hot Springs | $87.00 |
Texarkana | $87.00 |
Dardanelle | $89.00 |
Piney | $90.00 |
Beebe | $99.00 |
Bryant | $105.00 |
Pine Bluff | $90.00 |
Forrest City | $94.00 |
Prairie Grove | $88.00 |
Osceola | $108.00 |
Barling | $92.00 |
Harrison | $90.00 |
Vilonia | $102.00 |
Helena-West Helena | $96.00 |
Hot Springs Village | $92.00 |
Warren | $108.00 |
North Little Rock | $103.00 |
Russellville | $106.00 |
Berryville | $88.00 |
Jonesboro | $92.00 |
Bella Vista | $91.00 |
Fort Smith | $88.00 |
Magnolia | $107.00 |
Centerton | $94.00 |
West Memphis | $88.00 |
Rogers | $90.00 |
Stuttgart | $102.00 |
Rockwell | $97.00 |
Fayetteville | $92.00 |
Siloam Springs | $101.00 |
Paragould | $110.00 |
Heber Springs and Farmington | $106.00 |
Sheridan | $95.00 |
Haskell | $89.00 |
Greenwood | $93.00 |
Trumann | $110.00 |
Conway | $99.00 |
Alma | $91.00 |
Mena | $109.00 |
El Dorado | $96.00 |
Batesville | $92.00 |
SR-22 Insurance Rates in Arkansas – by City (full coverage)
Full coverage consists of Comprehensive and Collision. Comprehensive covers fire, theft, vandalism, glass breakage, and impact with an animal. Collision covers impact with another vehicle or object.
City | Price |
Berryville | $176 |
Hot Springs Village | $151 |
Trumann | $177 |
Ward | $167 |
Bentonville | $160 |
Greenwood | $167 |
Pocahontas | $169 |
Greenbrier | $168 |
Maumelle | $147 |
Helena-West Helena | $182 |
Walnut Ridge | $182 |
Batesville | $155 |
Prairie Grove | $180 |
Barling | $162 |
Newport | $177 |
East End | $159 |
Mountain Home | $164 |
Searcy | $151 |
Clarksville | $172 |
Benton | $147 |
Jacksonville | $154 |
Fort Smith | $181 |
Magnolia | $160 |
Stuttgart | $169 |
Gibson | $151 |
Marion | $156 |
Springdale | $154 |
Paragould | $178 |
Malvern | $168 |
Haskell | $175 |
Lowell | $150 |
Rogers | $153 |
El Dorado | $175 |
Conway | $164 |
Dardanelle | $170 |
Fayetteville | $160 |
White Hall | $146 |
Rockwell | $160 |
Morrilton | $146 |
Pine Bluff | $169 |
Van Buren | $182 |
Centerton | $172 |
Harrison | $174 |
Jonesboro | $172 |
Bryant | $155 |
Pea Ridge | $158 |
Piney | $154 |
Bella Vista | $176 |
Osceola | $157 |
Alma | $168 |
Blytheville | $176 |
Sheridan | $182 |
West Memphis | $176 |
Hope | $164 |
Vilonia | $163 |
Monticello | $174 |
Arkadelphia | $151 |
North Little Rock | $147 |
Warren | $162 |
Camden | $172 |
SR-22 Insurance Rates By Carrier in Arkansas – Liability Only
The following demonstrates rates based on our methodology of an average driver with an SR22.
Company | SR22 Liability (average) |
Progressive Insurance | $86.00 |
National General | $80.00 |
Bristol West | $106.00 |
Acceptance RTR | $69.00 |
Liberty Mutual | $83.00 |
AssuranceAmerica | $119.00 |
GAINSCO | $101.00 |
Dairyland | $60.00 |
Mendota Ins. Company | $104.00 |
Geico | $97.00 |
Farmers | $75.00 |
Other local/national brokers/agents offering SR22 insurance in Arkansas include: Freeway Insurance, The General, Campbell Company, Root, and others.
Cheapest SR-22 Insurance Companies in Arkansas, by City
The following comanies offer specialized support for SR-22 filings. Note that many companies do not offer SR-22 because they are considered high risk.
City | Price |
Pocahontas | Progressive |
Prairie Grove | Liberty Mutual |
Siloam Springs | Liberty Mutual |
Harrison | The General |
Clarksville | Geico |
Sheridan | Progressive |
Wynne | Bristol West |
Alma | Geico |
Pine Bluff | The General |
Mountain Home | The General |
Helena-West Helena | Progressive |
Bentonville | Geico |
Greenbrier | Geico |
Centerton | Progressive |
Mena | Geico |
Walnut Ridge | Progressive |
Beebe | Geico |
Ward | The General |
Texarkana | Dairyland* |
Lowell | Progressive |
Piney | Liberty Mutual |
Paragould | The General |
Russellville | Geico |
Dardanelle | The General |
Cherokee Village | Geico |
Jonesboro | The General |
Rockwell | The General |
Jacksonville | Dairyland* |
Heber Springs and Farmington | The General |
Conway | Liberty Mutual |
Van Buren | Liberty Mutual |
Hot Springs Village | National General |
Barling | The General |
Crossett | Geico |
Trumann | The General |
Forrest City | Geico |
Vilonia | Bristol West |
Cabot | Dairyland* |
East End | Progressive |
Greenwood | Liberty Mutual |
De Queen | Progressive |
Morrilton | Progressive |
Osceola | Geico |
Fayetteville | Liberty Mutual |
North Little Rock | Geico |
Berryville | The General |
Pea Ridge | The General |
Marion | National General |
Rogers | Liberty Mutual |
Batesville | The General |
Malvern | The General |
Searcy | Liberty Mutual |
Warren | The General |
Stuttgart | The General |
Camden | The General |
Hot Springs | Farmers |
White Hall | The General |
Blytheville | Geico |
Gibson | Geico |
Springdale | Farmers |
El Dorado | The General |
Fort Smith | Geico |
Bella Vista | The General |
West Memphis | Dairyland* |
Bryant | Geico |
Little Rock | Progressive |
Monticello | The General |
Hope | Progressive |
Newport | Geico |
Magnolia | Progressive |
Arkadelphia | Bristol West |
Sherwood | Progressive |
Haskell | Progressive |
Cheapest SR-22 Insurance Companies in Arkansas, Overall (Full Coverage)
If you need full coverage and an SR-22 filing, don’t worry you can get both on the same policy! Below are rates per Carrier.
Company | SR22 Full Coverage (average) |
Dairyland | $173.00 |
GAINSCO | $196.00 |
Bristol West | $181.00 |
Progressive | $172.00 |
Liberty Mutual | $208.00 |
Mendota Ins. Company | $190.00 |
Acceptance RTR | $203.00 |
Farmers | $186.00 |
National General | $189.00 |
Companies That Offer SR-22 Insurance in Arkansas
Filling out our quote form will get you the fastest quotes from many or the insurance carriers below since they are not “captive” meaning they sell most of their policies through brokers and independant agents.
Company | SR22 Offered |
GAINSCO | yes |
Bristol West | yes |
Farmers | yes |
Acceptance RTR | yes |
Geico | yes |
Mendota Ins. Company | yes |
Progressive Insurance | yes |
Dairyland | yes |
National General | yes |
AssuranceAmerica | yes |
Frequently Asked Questions
What is SR22 insurance?
SR22 insurance is a high risk insurance that many states require of DUI / DWI offenders. Arkansas does not require SR22 insurance after a DWI.
However, if you get a DWI in Arkansas, and you then move to another state, you may be required to purchase SR22 insurance to satisfy the requirements in that state. Likewise, if you get a DWI / DUI in another state, and you live in Arkansas, you may need to carry SR22 insurance to fulfill the requirements in the state where the incident happened.
If you are convicted of a DWI and it is your first or second offense, the court may order you to install an ignition interlock device (IID) in your vehicle. If it is your third or subsequent DWI, the court will order you to install an IID in your vehicle. You will be restricted to interlock driving for one year from the date of your driver’s license reinstatement.
Who is Required to Carry SR22 Car Insurance in Arkansas?
In Arkansas, drivers who are considered high risk may need to file an SR-22 auto insurance form, also known as a Certificate of Financial Responsibility. Such drivers include those who have committed a driving violation and have had their license suspended. You could need an Arkansas SR22 insurance policy for the following reasons:
- Conviction for driving under the influence (DUI or DWI)
- Driving without car insurance
- Driving with a revoked or suspended license
- Having repeated traffic violations in a certain amount of time, including speeding tickets
- Numerous at-fault accidents
- A fatal at-fault accident or one that results in injuries
- Reckless or dangerous driving
- Assignment from a court order
- Failure to pay fines from tickets
- Refused consent to breathalyzer or blood alcohol test

Even if you don’t have a car and you wish to drive in Arkansas but have an SR-22 requirement, you’ll need a non-owner SR-22 insurance policy. You will have to check with your insurance provider about non-owner or an operator insurance policy.
Arkansas Insurance SR22 – Non-Owners (No Vehicle)
If you do not own a vehicle, you can purchase a Named Operator policy or Non-Owners policy. This will insure the named insured for the minimum liability requirements by law, and you can add the SR-22 attachment to that policy, which will inform the state of the insurance.
How do Arkansas SR-22 Insurance Rates Compare with Regular Insurance Rates?
If you are required to have an SR-22 insurance policy, your auto insurance rates may increase because you’re considered a high-risk or non-standard driver. However, the cost of car insurance can vary from company to company and by state. Additional factors that go into the cost of SR22 insurance include your age, gender, location, credit score, vehicle type, marital status, and so on.
One of the most common reasons drivers need SR22 insurance is because of a DUI. On average, drivers with one DUI conviction in Arkansas pay $1,714 per year for car insurance. That’s 53 percent more than car insurance for a driver with a clean driving record. However, the cost you pay differs significantly based on the company you buy car insurance from
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