Wyoming SR22 Insurance
SR22 Insurance in Wyoming
Wyoming SR22 insurance is a certificate of financial responsibility. If you own a car, it’s added as a rider to your auto insurance policy. It is proof to the Wyoming Department of Transportation that you are covered by the state’s minimum liability insurance requirement at all times for a period of three to five years. When you purchase Wyoming SR22 insurance, your insurance provider files the SR22 certificate with the Wyoming DOT. The SR22 policy is monitored closely by your insurance provider, and if it lapses, expires or is canceled, the DOT will be immediately notified by your insurance provider, who files an SR26 form. This will result in your driving privileges being suspended once again.
Who needs SR22 insurance in Wyoming?
It is important to know who needs SR22 insurance in Wyoming in order to understand the potential driver’s license reinstatement processes. While an SR22 form will not be required on all types of suspended driver’s licenses, you will be required to obtain high-risk insurance if you are convicted of insurance violations or certain moving violations.
SR22 is required after any conviction involving insurance violations. These violations include operating a vehicle without insurance, operating a vehicle without proof of insurance or being involved in an accident without insurance — no matter who is found at fault in the accident.
Moving violations that require high-risk insurance for driver’s license reinstatement include, but are not limited to, driving under the influence of drugs or alcohol, vehicular assault or manslaughter and reckless driving.
Wyoming Statute 31-9-401 requires that proof of financial responsibility be required for a DUI offense. An SR22 insurance certificate satisfies this requirement. An SR22 is a form that your insurance company files with the Wyoming Department of Transportation. It proves to the DOT that a driver has insurance in at least the following amounts:
- $25,000 for injury or death of one person
- $50,000 for injury or death of two or more people
- $20,000 for damage to someone else’s property
The property damage will provide coverage for the driver and
whomever is driving the vehicle in the case of an accident.
If you or a family member are driving and involved in a accident the insurance company will pay for damages occurred from the accident up to $25,000. If there is damages above and beyond that you will be responsible for the remaining money owed.
Regardless of your driving history, we’re here to help. Ready to get started? Sit back, relax,
and discover an easier way to get the coverage you need.
How Do I File a Wyoming SR22 Car Insurance Form?
The State of Wyoming does not notify insurance companies that they need an SR22. The driver is responsible for asking their car insurance company to file an SR22 insurance form with the State of Wyoming. A processing fee is usually charged for filing an SR22 in Wyoming, but this fee is often included in the insurance premium. This can make Wyoming SR-22 auto insurance policies more expensive, but anyone can find low cost Wyoming SR22 car insurance by entering their information for a free online car insurance quote.
People needing SR22 insurance should shop around for the best price. The fastest way to find the best insurance offer is to shop for quotes online. There are several SR-22 comparison websites where insurance companies offer their average prices and there are other sites, like this one, that find the best price. The driver insurance must provide personal information and oftentimes details about their violation or conviction in order to obtain an actual quote to fit their needs.
Wyoming SR22 Insurance Page Updated 7/20/2020 We operate in all 50 states. No matter where you live, we can help you find great SR22 insurance.