South Dakota SR22 Insurance
SR22 Insurance in South Dakota
In South Dakota, drivers who are required to get an SR22 Insurance must carry and update it for a period of three years. This is a high risk insurance liability that your insurance provider must file to the South Dakota DMV to prove that you carry the minimum insurance requirements.This insurance can be expensive so it’s imperative that you shop for the best deals around.
Your license will not be reinstated thus disallowing you to drive unless an SR22 Insurance is in place. This certification can be filed electronically by your insurance provider. Once everything is in place, in a matter of days, you will be authorized to drive again.
The SR22 proves that you have auto insurance in at least the following amounts:
- $25,000 bodily injury liability insurance for one person
- $50,000 total bodily injury liability per accident
- $25,000 property damage liability per accident
The property damage will provide coverage for the driver and
whomever is driving the vehicle in the case of an accident.
If you or a family member are driving and involved in a accident the insurance company will pay for damages occurred from the accident up to $25,000. If there is damages above and beyond that you will be responsible for the remaining money owed.
Regardless of your driving history, we’re here to help. Ready to get started? Sit back, relax,
and discover an easier way to get the coverage you need.
Why do I need an SR-22 in South Dakota?
The state requires you to provide proof of insurance in the form of an SR22 filed by an approved insurance company in the state of South Dakota. In order to reinstate your license from one of the following violations:
- Driving without proper insurance
- Driving while intoxicated
- Failure to pay a judgment
- 2 convictions of reckless driving in one year
- Vehicular homicide
Different Types of South Dakota SR22 Forms?
There are three types of South Dakota SR-22 car insurance forms a driver can file. Drivers who operate but do not own a vehicle should file an Operator SR-22 insurance form. Drivers who own and operate a vehicle should file an Owner SR-22 car insurance form. An Operator’s-Owner SR-22 auto insurance form should be filed to cover all vehicles that are owned or not owned by a driver.
South Dakota SR22 Insurance Page Updated 7/20/2020 We operate in all 50 states. No matter where you live, we can help you find great SR22 insurance.