Maine SR22 Insurance
SR22 Insurance in Maine
An SR22 Insurance is required in Maine for people who have violated certain driving rules such as driving while intoxicated, driving with a suspended license, driving without a valid driver’s license and has numerous repeat violations. This insurance add on is filed by an insurance company to the Maine DMV upon the registration of the vehicle.
In Maine, an SR22 Insurance is mandatory for anyone who has committed driving violations listed above. Your vehicle will not be registered if you are cited to need an SR22 Insurance. This means that you must get one before proceeding with your vehicle registration. If the driver goes out of state for work, he or she will need to obtain an SR22 Insurance certificate from an insurance company that caters the sale of it. The insurance company will then forward the application to the Maine DMV.
In Maine, SR22 insurance usually needs to be maintained for three years after the conviction date. If an insured motorist misses insurance payments and their insurance gets terminated by the insurance company, their insurance company will forward a form titled SR26 to the Department of Motor Vehicle and this form states that the person required to file has failed to do so. Failure to comply with this filing can result in loss of license and registration of a vehicle for a time specified by DMV.
The property damage will provide coverage for the driver and
whomever is driving the vehicle in the case of an accident.
If you or a family member are driving and involved in a accident the insurance company will pay for damages occurred from the accident up to $25,000. If there is damages above and beyond that you will be responsible for the remaining money owed.
Regardless of your driving history, we’re here to help. Ready to get started? Sit back, relax,
and discover an easier way to get the coverage you need.
State motor vehicle departments, as a rule, do not maintain databases of individual insurance policies. However, insurance companies do have the obligation to maintain a database and to issue a form (FR-4) or (SR-26) notifying the Maine DMV when an individual’s insurance policy has been canceled, lapsed or has not been renewed. The owner also gets a copy and must then show Maine proof of insurance. Failure to do so will result in suspension of a driver’s license. At this time, the DMV will require an SR-22 high-risk auto insurance policy in order for the license to be reinstated.
Maine SR22 Insurance Page Updated 7/20/2020
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